Gain insights into consumers’ behaviours over time to identify credit risk and lending opportunities.
TrendedView Report paints a picture of consumer credit behaviours over a period of time,
helping you identify opportunities for top-ups, cross-selling and credit limit reviews.
Our consumer portfolio analysis gives you a wider view of the competitor landscape — and how your portfolio compares
Credit score and repayment trends provide insight into a consumer’s potential to default
Review credit limits based on a consumer’s loan accounts, repayment behaviours and current limits
Identify consumers outside your traditional customer base, and reach existing customers with targeted offers
Shows the consumer’s demographic information
Classifies the consumer based on their level of credit activity: active, inactive or dormant
Provides the consumer’s credit score, risk classification and probability of default
Each CreditVision Income Estimator prediction is accompanied by a specific confidence level, indicating the percentage of certainty the predicted income is within 30% (up or down) of a particular salary band.
Shows current loans by sector, loan type, principal and balance amount, and account status
Provides details of current repayments and past repayment performance, trends and patterns