Using trended credit data enables more accurate predictions of payment behaviours — allowing you to score more consumers with greater confidence.
Including payment holidays, listing suspensions and loan restructuring activities enhance decisioning around credit limits, risk-based pricing and loans.
Combining post-COVID-19 credit data with macroeconomic data better reflects current economic realities and future risks and opportunities.
Trended credit data can help you access around nine million thin-file consumers (roughly 90% of the total account base) with confidence.Get Transunion Credit Scorecard
Our platform’s knowledge of billions of devices and transactions captures device insights in real time to identify risk and reduce false positives.