Accurate information about your credit

TransUnion Menyesha

Text your name to 21272 to check your credit status. Text your ID number to 2272 to check your credit status.

Be Credit Confident — Watch These Short Videos

When you apply for credit, lenders check your credit report and credit score before approving a loan. The better you understand what these are and how they work, the better you can manage your finances and transact with confidence.

What is a credit report?

Find out where the information comes from, how it’s used and how to access your credit status.

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What is a credit history?

Learn the difference between a good and bad credit history — and how to improve yours.

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How can I get my credit status?

Use your mobile to access your credit status or request a clearance certificate.

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Myth or fact?

Can you fix a bad credit score? Is a credit report expensive? We get straight to the facts.

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Why do I need to check my credit status?
In order to increase the chances of being approved for a loan it is recommended that you check your credit status before applying and get your financial affairs in order.
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How does credit work?

Every time you apply for a loan, lenders check your credit profile
to see if you have a good credit history.

How does credit work

If you pay your loans back on time it affects your credit profile positively.

late or miss payment

If you pay late or miss payments it affects your credit profile negatively.

How can TransUnion Menyesha help you?

TransUnion Menyesha also offers the following to help you get your finances in order:

Credit Report

A credit report will tell you why your credit status is in default or good standing.

Clearance Certificate

Once you've settled your debts, the clearance certificate proves that your credit status is good and that all your debts have in fact been settled.

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