Navigate your way
to a good credit
status before
applying for a loan

Avoid a ‘No’ when you
need a loan. Check
your credit profile
before you apply.

Check your credit
status before engaging lenders and increase
your chances
of approval

How does credit work?

Every time you apply for a loan, lenders check your credit profile
to see if you have a good credit history.

If you pay your loans back on time, it affects your credit profile positively.

If you pay late or miss payments, it affects your credit profile negatively.

What is a credit report?

A credit report is a description of your credit history and payment behaviour that is maintained by credit bureaus, including TransUnion.

It contains details about how you manage credit, including your credit card, car loan, cell phone account etc.

It further contains information such as your name, address, employer name and ID number—the details you give to lenders when completing a credit application form.

Know your credit bureau rights

You have the right to challenge inaccurate information on your credit report. Email the specifics regarding the disputed information and any documentation you may have to: Namibia-dispute@transunion.co.za

How do I get my credit report?

All Namibian Consumers have the right to access their FREE credit report once a year by visiting our office Monday to Friday between 10am and 1:30pm or you can send us an SMS to 081 341 8727 with your ID number and Email Address. TransUnion will respond with the request form to be completed via email.

What is a credit report?

A credit report is a description of your credit history and payment behaviour that is maintained by credit bureaus, including TransUnion.

It contains details about how you manage credit, including your credit card, car loan, cell phone account etc.

It further contains information such as your name, address, employer name and ID number—the details you give to lenders when completing a credit application form.

Know your credit bureau rights

You have the right to challenge inaccurate information on your credit report. Email the specifics regarding the disputed information and any documentation you may have to: Namibia-dispute@transunion.co.za

How do I get my credit report?

All Namibian Consumers have the right to access their FREE credit report once a year by visiting our office Monday to Friday between 10am and 1:30pm or you can send us an SMS to 081 341 8727 with your ID number and Email Address. TransUnion will respond with the request form to be completed via email.

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Navigate your way to a good credit status before applying for a loan

Avoid a ‘No’ when you need a loan. Check your credit profile before you apply.

Check your credit status before engaging lenders and increase your chances of approval

How does credit work?

What is a credit report?

Know your credit bureau rights

How do I get my credit report?

What is a credit report?

Know your credit bureau rights

How do I get my credit report?

Navigate your way
to a good credit
status before
applying for a loan

Avoid a ‘No’ when you
need a loan. Check
your credit profile
before you apply.

Check your credit
status before engaging lenders and increase
your chances
of approval