Every time you apply for a loan, lenders check your credit profile to see if you have a good credit history.
If you pay your loans back on time it affects your credit profile positively.
If you pay late or miss payments it affects your credit profile negatively.
A credit report is a description of your credit history and payment behaviour that is maintained by credit bureaus, including TransUnion.
It contains information such as your name, address, employer name and ID number—the details you give to lenders when completing a credit application form.
You have the right to access your credit report free of charge from each credit bureau, once a year.
You also have the right to challenge inaccurate information on your credit report.
Contact us on 061 227 142 or email us at firstname.lastname@example.org to obtain your credit report or if you have any questions.
Alternatively, visit us at:
269 Independence Avenue Building
1st Floor, Room 116
You can log a query or dispute by emailing us at Namibiaemail@example.com.
Simply provide us with an overview of your query or dispute as well as the supporting documentation.
Credit bureaus have 20 working days to resolve queries or disputes.
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