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How does credit work?

Every time you apply for a loan, lenders check your credit profile
to see if you have a good credit history.

If you pay your loans back on time it affects your credit profile positively.

If you pay late or miss payments it affects your credit profile negatively.

What is a credit report?

A credit report is a description of your credit history and payment behaviour that is maintained by credit bureaus, including TransUnion.

It contains information such as your name, address, employer name and PIN (personal identity number)—the details you give to lenders when completing a credit application form.

How do I get my credit report?

Contact us on 2505 7844 to obtain your credit report or if you have any questions.

Alternatively, visit us at:
Office 204, 2nd Floor, Liqhaga House
Nkoseluhlaza Street

Have a query or want to dispute something on your credit report?

You can log a query or dispute by calling us on 2505 7844.

Contact Us

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