TransUnion Credit Scorecard

Boost profitable, post-COVID growth with minimised credit risk.

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Confident approvals of more customers

Using trended credit data enables more accurate predictions of payment behaviours — allowing you to score more consumers with greater confidence.

More precise risk assessments

Including payment holidays, listing suspensions and loan restructuring activities enhance decisioning around credit limits, risk-based pricing and loans.

Custom scoring for future growth

Combining post-COVID-19 credit data with macroeconomic data better reflects current economic realities and future risks and opportunities.

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Increased profitability potential.

Trended credit data can help you access around nine million thin-file consumers (roughly 90% of the total account base) with confidence.

Gain real-time risk insights

Our platform’s knowledge of billions of devices and transactions captures device insights in real time to identify risk and reduce false positives.

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TRANSUNION CREDIT SCORECARD SOLUTIONS ASSET SHEET

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